Help Me FIRE – Milestones, Beginner Qs & General Discussion (July 2023)

[Mohaideen]

What could you talk about?

- Are you a FIRE beginner looking for advice? We'll try to help!
- Have you started your FIRE journey? Share your story!
- Hit a net‑worth milestone? Inspire us!
- Got insights from work or daily life? We're all ears!
- Feeling lonely and want to hang out with FIRE‑minded folks? That's why this sub exists!
- Please use this thread for chats that don't need a separate post. While the [Rules](https://www.reddit.com/r/FIREIndia/wiki/rules) for basic personal finance questions are a bit relaxed here, the usual rules against memes, spam, self‑promotion, rudeness, politics, and trading still apply!

We have a [Wiki](https://www.reddit.com/r/FIREIndia/wiki/index) that's constantly updated, so do read it if you're new.

Since this post gets busy, consider sorting comments by "new" instead of "best" or "top" to see the latest posts.

[Simran]

Just did my half‑yearly wealth health check‑up. Here's the snapshot:

Total net‑worth – 8.94 cr (about 19 % growth since the start of the year).
Equity exposure is roughly 72 % now.
Crypto exposure has come down to about 2 % of the overall net‑worth.

Feeling happy that we're now a USD‑millionaire household.

God's grace this year – markets have been great. The investments we made in the bear phase are finally paying off. We've hit our first financial target, so a little splurge is in order.

How's everyone else doing?

[Adarsh]

Is the income tax website down? Anyone trying to pay the balance tax today and facing issues?