Why is my dad like this?

[Ritvik]

My dad gets a pension of over ₹90K a month and his assets total more than ₹8 crore, but he never wants to spend any of it and he also disapproves when I spend MY own money.

I earn about ₹86K take-home, gross around ₹1.3 L. Whenever I try to make any changes at home, he flatly says "kyu faaltu ke kharche krte ho". I understand saving is important, but these things are also necessary. It's really frustrating. I just started earning and I used to think maybe he just didn't like me using his money, but now that I earn on my own he still objects when I spend my own. It may not seem huge, but it makes the house feel toxic.

[Varunesh]

I faced the same issue. I dealt with it by buying a nearby property.

[Varunesh]

Who knows, bro, why your dad is like that.

[Payal]

It could be a generational and personality gap. Just spend on yourself and don't feel the need to explain it to anyone.

[Aishwarya]

That's just a generation gap. Our parents grew up being told to save first, while we're told to save what's left. Don't blame him, OP - this mindset is why he has an ₹8 crore net worth.

[Prakash]

It's a scarcity mindset - people raised in that environment often fear losing everything, so they avoid spending.

[Chandni]

This is the issue with many Indian families that have built substantial wealth, especially the older generation. Saving is so deeply ingrained that quality of life often takes a back seat. Finding a balance becomes tough.

[Ishaan]

He's right. Most people can earn up to around 40 years old in the current scenario unless they run a business. Build a solid portfolio, have a backup, then enjoy life.

[Deepak]

He probably worked really hard and his parents may have been poor. Your dad doesn't see money just as cash; he sees the struggle behind it. Whenever he looks at money it reminds him of the hardships he endured. I see this every day at home. I might sound a bit boomer, but it's true - you and your dad have different views on money.

[Govind]

When he has assets over ₹8 crore, you really need to listen to him.
If there's a disagreement, talk it out and try to understand why he says what he does and what his thinking is.

[Douglas]

Sheikh Zayed, founder of the UAE, said:
'Difficult times make strong men. Strong men create easy living conditions. Easy living breeds weak men, who bring back tough times.' Think of that in financial terms.