Reminder: Max out PPF today!

[Falguni]

Reminder~~~~~

Hello folks, just a quick heads‑up to invest in your Public Provident Fund (PPF) today, i.e. 4th April, so you can lock in the maximum interest!!!

Context~~~~~

Many of us know you can invest up to ₹1.5 L per year for 15 years and build a nice tax‑free corpus.

Since it's the start of the financial year, PPF interest is calculated on the lowest balance between the 5th and the last day of each month.

So, if you want the best interest, max out your PPF today.

If you're not sure what PPF is or need more details~~~~~

https://en.wikipedia.org/wiki/Public\_Provident\_Fund\_(India)

[Amit]

If you have a PPF and don't want to max it out, just invest ₹500 and you're done.

[Manisha]

Can anyone tell me how to reactivate a deactivated PPF account that was linked to my SBI net‑banking/savings account?

[Rekha]

Done today. It's a good safety net in these uncertain times.

[Tejas]

Thanks, I just did it.

[Adarsh]

Thanks for the reminder. After 15 years, a PPF can be extended in 5‑year blocks indefinitely. I'm currently in my 30th year.

Update / Edit

1. PPF interest rates

1990s → around 12%

Early 2000s → 9‑11%

2003‑2016 → ~8%‑8.8%

2020 onwards → 7.1% flat

2. PPF maximum contribution

Before 2002 – ₹60,000 per year

2002‑2010 – ₹70,000 per year

2010‑2014 – ₹1,00,000 per year

2014‑Present (2026) – ₹1,50,000 per year

Courtacy - chatgpt

[Namrata]

Why today? I already invested on 1st April for this FY.

[Akhil]

Ehhh, the IT portal isn't even giving refunds this year. No way anyone will get retirement money back in 30 years.

[Neha]

Just maxed it out! Thanks.

[Mohan]

You're a lifesaver! Just did it. Thanks a lot.

[Harshit]

Shouldn't it be the 5th instead of the 4th?