Here's my gross salary from Form 16B for FY 2025-26. I joined SBI as a PO eight years ago and am now a Scale 3 officer in a semi‑urban branch, posted in my home state. A few things to note:
- LFC encashment and leave encashment happen only once every four years, so ignore those.
- Monthly deductions include income tax, NPS, EPF, two‑wheeler loan, car loan, and home loan.
(https://i.ibb.co/PG53jyFN/tj0oioqz06ah1.jpg)
How's the work‑life balance?
How many years does it take to go from PO to Scale 3?
Nice motivation!
There's a 14,300‑rupee newspaper perk. Which newspaper do you take?
And the work‑life balance is almost zero.
So that's about 35 LPA overall, right?
A low‑wage aspirant watching this feels meh.
SBI is on par with product‑based IT firms and, of course, offers the best job security.
You don't get accommodation and HRA benefits together.
OP, could you tell what the in‑hand salary would be if someone hasn't taken any loans, deducting only tax based on your CTC breakup?